Open enrollment for healthcare insurance plans under the federal Affordable Care Act is underway beginning November 1. Open enrollment for Colorado marketplace health insurance runs from November 1st through December 15 for coverage starting January 1, 2025.
It is very important to closely review your health insurance plan before enrolling or renewing to make sure there have not been any changes and that it is the best plan for your health, coverage for your health care providers, and your financial situation.
Colorado residents can visit Connect For Health Colorado for more information and click here to access Connect For Health Colorado’s plan finder tool directly. Or call their Help Line for help with determining best plan for you at 1-855-752-6749 or visit ConnectforHealthCO.com. They offer free enrollment assistance across the state and have over 1,000 Brokers and Assisters to help people enroll. Residents of other states should visit HealthCare.gov to get started. Other information and tips from Connect for Health Colorado:
- Two health insurance plan options include coverage for UCHealth: Anthem HMO Pathways and Select Health. However, it is VERY important to always check provider networks in real time when choosing your plan to ensure your provider is covered by the plan!
- If you are newly ineligible for Medicaid, we encourage you to reach out to Connect for Health Colorado.
- If you are uninsured, regardless of immigration status, please reach out to Connect for Health Colorado
- If you are a current OmniSalud enrollee, be sure to re-enroll by November 22nd to ensure you retain SilverEnhanced Savings.
Medicare Open Enrollment Period and Update
Medicare’s Fall open enrollment period ends December 7. For more information about Medicare plans, go to Medicare.gov.
Starting on January 1, 2025, individuals with Medicare can opt in to a new voluntary program called the Medicare Prescription Payment Plan (MPPP). The MPPP can help make prescription medicines more manageable under Medicare by providing people the option to pay out-of-pocket prescription costs in the form of monthly payments throughout the calendar year. The MPPP doesn’t lower your covered Part D drug costs and covers a maximum of $2,000 in 2025, but it may be helpful if you want to spread the payment of your covered Part D drug costs across the remaining months of the year For more information about this program, visit Medicare.gov/prescription-payment-plan.
You can opt-in to Medicare at any time during the calendar year starting in 2025, but signing up during open enrollment offers you the opportunity to benefit the most from the MPPP beginning on January 1, 2025. Open enrollment for the new benefit year runs from October 15 to December 7.
If you have received notification of a change to your participation or eligibility for patient assistance from a pharmaceutical company, be sure to reach out to their patient navigators to discuss all of your options before finalizing your open enrollment selections.